There's a new warning that's just been released and UK smartphone owners would be wise to take note. The latest alert has been announced by the team at Action Fraud, who say mobile users continue to be at risk from cyber attacks and money-stealing scams. With millions of us now using these devices to answer emails, watch movies, doom scroll on social media and play games, it's no surprise that online crooks are targeting Android and iPhone owners in a bid to pinch personal data and cash.

To help users avoid becoming the next victim of an attack, Action Fraud has now released a message urging us all to follow three very simple rules.

Firstly, it's vital to make sure devices are fully updated with the latest software as this can help protect against attacks.

Both Apple and Google regularly release operating system updates aimed at keeping devices safe.

"Always install the latest software updates," Action Fraud explained.

"Turn on automatic updates for devices and software that offer it."

You can find software updates and the option to download them automatically in the settings and it's worth switching on if you are worried about devices being left behind.

The next rule to follow is what apps you install. This mainly applies to Android users as it's easier to side-load applications on Google-powered phones than Apple devices.

"Only install apps and software from official stores such as Google Play and the Apple App Store," Action Fraud explained.

By following this tip, you are far less likely to add malware, fake applications or other bugs to devices. The final thing to beware of is jailbreaking.

This feature lets users bypass limitations imposed ny the manufacture and is especially popular on iPhone devices which are always locked down.

Although this may sound enticing, it is fraught with issues.

"Jailbreaking, rooting or disabling any of the default security features of your device will make it more susceptible to to malware," Action Fraud warned.

If you want a safe smartphone, then you'd be wise to follow these rules.